The Essential Guide to Insuring Your Violin and Stringed Instruments
Why Should You Insure Your Violin or Stringed Instrument?
If you own a violin, viola, cello, or double bass, you already know that these instruments are not just financial investments but also essential tools for musicians. Whether you're a student, a professional performer, or a collector, protecting your instrument against damage, loss, or theft is crucial. Instrument insurance provides peace of mind, ensuring you can continue playing without financial strain if something unexpected happens.
Many standard home insurance policies don’t offer adequate coverage for musical instruments. A dedicated violin insurance policy can cover accidental damage, theft, fire, and even loss during travel. Without proper coverage, repairing or replacing your instrument could be costly and time-consuming.
Types of Insurance for Violins and Stringed Instruments
When insuring your instrument, it's important to choose the right type of policy. Here are the most common options:
Standalone Musical Instrument Insurance – A dedicated policy covering theft, accidental damage, and travel-related loss. This is ideal for musicians who frequently take their instrument to performances, rehearsals, and lessons.
Home Contents Insurance Add-On – Some home insurance providers allow you to add musical instruments to your policy. This is often a great option for instruments up to a certain value, depending on the insurer you choose. However, this may not provide sufficient coverage for professional musicians or those who travel often.
Professional Musician Insurance – Designed for working musicians, this insurance often includes coverage for performance-related liability, instrument hire, and loss of income due to damage.
Student Instrument Insurance – A specialized policy catering to students and young musicians, ensuring their instruments are protected at school, lessons, and home.
Get an Expert Valuation for Your Instrument – Just £60
To properly insure your violin or stringed instrument, most insurance companies require a professional valuation certificate. At Bridge Street Violins, we offer a comprehensive insurance valuation service for just £60. Our valuations are based on up-to-date market data and detailed condition assessments, ensuring that your instrument is accurately covered under your policy.
Having an official valuation helps prevent disputes in case of a claim and ensures you receive the correct payout if your instrument needs to be replaced or repaired.
Book your insurance valuation today! Contact us to schedule an appointment.
Recommended Insurance Providers for Violins & Stringed Instruments
If you’re looking for reliable musical instrument insurance, consider these reputable providers:
Allianz Musical Insurance – One of the UK’s leading insurers for musicians, offering comprehensive coverage for all stringed instruments.
Lark Music Insurance – Well-known for specialist musical instrument policies, covering theft, damage, and public liability.
Newmoon Insurance – Tailored policies for musicians, including coverage for professional performers and traveling musicians.
Brass and Strings Insurance – A specialist provider offering affordable coverage for violins, violas, cellos, and bows.
Before choosing a policy, always read the terms carefully to ensure your specific needs are covered.
Protect Your Instrument Today
Don’t wait until it’s too late—insuring your violin or stringed instrument is a smart and essential step for any musician. Whether you're a beginner or a seasoned professional, having the right coverage means you can focus on making music without worry.
If you need a professional valuation to secure your insurance, Bridge Street Violins can help. Our expert assessments ensure your instrument is insured for the correct value.
For more expert advice on caring for your instrument, check out our BLOG for tips on maintenance, storage, and more.
Final Thoughts
Have you insured your instrument? Do you have experience with any of the insurance providers mentioned? Contact us if you need assistance with your instrument valuation!